Florida recently enacted CS/CS/HB 803, a construction-related law that changes several building permit and inspection rules. The law takes effect July 1, 2026. Among other things, it requires a local government that issues building permits to exempt an owner of a single-family dwelling, or the owner’s contractor, from obtaining a building permit for work valued at less than $7,500 on the owner’s property. The exemption does not apply to work on property located partially or entirely in a flood hazard area. It also does not apply to electrical, plumbing, structural, mechanical or gas work performed on property containing a single-family dwelling. A construction project may not be divided into more than one project to evade the permitting requirements. To qualify, the owner or contractor must submit a written exemption request with a copy of the contract or other documentation showing the nature and value of the work.
The law also creates a separate exemption for temporary residential hurricane and flood protection walls or barriers that meet specific conditions. The barrier must be nonhabitable and non-load-bearing. It must be installed on property of a single-family dwelling, two-family dwelling or townhouse. It must be constructed to mitigate or prevent storm surge or floodwaters from entering a structure or property. It must be installed by a properly licensed contractor and comply with applicable local zoning, drainage, easement and setback requirements. This exemption also does not apply to work on property located partially or entirely in a flood hazard area.
👉 Takeaway: Florida contractors should update their permitting checklists before July 1, 2026. Do not assume that every small or temporary residential protection project is exempt. Confirm the scope, location, flood-zone status and the type of work before proceeding.
